When water rises up from the outside and comes into your property, this is the formula for flood damage and a resulting flood damage claim. An actual flood can be caused by a levee breach, a storm surge, or even just a flooded street due to rain. Often times, homeowners insurance companies, and flood insurance companies like to pass the responsibility to one another.
This happens when it’s not clear if the damage is due to rising water, or driving rain.
Don’t Delay. Flood damage claim? Call 954-659-8600
How would you like to be in the middle of a Flood Policy vs Homeowners Policy Battle? It’s important to note that your homeowner insurance is not responsible for a true flood, and your flood policy is not responsible for burst pipe damage inside your house. This can get confusing if the cause of the damage is not clear.
Subsequently, this back and forth arguing causes your claim to be dragged on and get delayed, while you never get any money to fix your home. You need your own adjuster who can argue the cause of the damage, properly prepare your claim, present it to the correct insurance company, and get it settled correctly for the highest amount possible.
Call if you have any questions, no cost to you for information. 954-659-8600