GET A FREE CONSULTATION

Questions to Ask Your Agent When Buying Homeowners Insurance

Insurance agent answering questions

Because I constantly see the suffering after people file claims, I put together a few basic homeowners insurance policy questions to ask your agent when  shopping for a homeowners insurance policy. This is so you don’t end up buying a policy thinking you are covered, only to find out that it may not be true. […]

ACV Roof Payment Schedule

agent is discussing ACV roof schedule

Some homeowner insurance policies sneak in a special Roof Payment Schedule of how roof damage claim is paid.  Yes, I say “sneak” because 98% of the claimants with these polices find out AFTER their roof is damaged in a storm that they have this Roof Payment Schedule on their policy.  Even though it is the […]

Rising Homeowners Insurance Rates in Florida

Florida homeowners insurance premiums rising despite reform

Rising Homeowners Insurance Rates in Florida Experiencing a Property Damage Loss? Click Here Why Rising Homeowners Insurance Rates in Florida will KEEP Rising—Even After Reform–into 2026! Florida homeowners were promised relief. After years of skyrocketing homeowners insurance premiums because of rising homeowners insurance rates in Florida, the Florida Legislature passed a series of major insurance […]

Damage Claim Against Upstairs Condo Neighbor

Condo Claim Against Your Upstairs Neighbor Questions? Click Here Filing a Damage Claim Against Upstairs Condo Neighbor When You Are Without Insurance: Why You Need a Public Adjuster Alan Himmel, Licensed Public Adjuster When your upstairs neighbor causes damage to your property—whether from water leaks, mold, or structural negligence—the process of filing a claim against […]

How Public Adjusters Maximize Insurance Claims: Expert Guide + Real Case Studies

Public adjuster analyzing paperwork in an office, illustrating confidence and expertise in navigating insurance claims

Navigating Insurance Claims with Confidence: A Public Adjuster’s Guide to Maximizing Your Settlement By Florida AllStar Public Adjusting, Inc.  (FAPA) Serving Florida and Georgia with 24/7 claim support Introduction: Why Public Adjusters Matter More Than Ever When disaster strikes—whether it’s a burst pipe, hurricane damage, or a kitchen fire—homeowners and business owners often find themselves […]

Public Adjuster vs Insurance Company Adjuster

Public Adjuster vs Insurance Company Adjuster

Public Adjuster vs. Insurance Company Adjuster: What’s the Real Difference? When disaster strikes your home or business, your first call is often to your insurance company. But who’s really working in your best interest when it comes time to settle your claim? Let’s examine a Public Adjuster vs Insurance Company Adjuster. Most property owners don’t […]

5 Hidden Tactics Insurance Adjusters Use (And How Homeowners Can Fight Back)

When disaster strikes your home, the last thing you want is to battle your insurance company. Unfortunately, many homeowners find themselves doing exactly that. You pay your premiums for years expecting fair treatment, but when it’s time to file a claim, you’re suddenly dealing with endless delays, confusing paperwork, and lowball settlement offers. What’s going […]

Florida Homeowners Insurance Changes

florida homeowners insurance changes

Understanding the Current Trends Homeowners insurance in Florida has been undergoing significant changes in recent years, driven by increasing natural disaster risks and rising insurance premiums. The state’s vulnerability to hurricanes, floods, and other extreme weather events has caused insurers to reevaluate their policies and coverage options.  Furthermore, insurance companies are not able to keep […]

Public Adjuster for the Disabled

Public Adjusting for the Handicapped As we have said before, we are very proud of the work we do, and helping people.  There is nothing more rewarding than helping our clients get the money they are entitled to for damages.  I am often asked by my clients, “Why don’t they just pay my claim?  I […]

Plumbing Leak Under Floor

plumbing leak under floor requiring a trench cut to fix the pluming. Public adjuster case for insurance claim.

How do you know you have a Plumbing Leak Under Floor? Generally, you find out you have a plumbing leak under your floor or slab a few different ways. You notice water on your floor.  It could be on your tile, carpet, or wood floor.  You dry it, and it comes back. You notice you […]

Call!